Terms and Conditions
Welcome to the Morningstar website (the “Site”). By accessing and using this Site, you agree to be bound by these Terms of Use (“Terms”). Please read them carefully.
Acceptance of Terms
By accessing or using this Site, you signify your agreement to these Terms. If you do not agree to these Terms, please do not use this Site.
Changes to Terms
Morningstar may modify these Terms at any time. Please check these Terms regularly for updates. Your continued use of this Site after any changes constitutes your acceptance of the new Terms.
Site Access
Morningstar provides this Site and its contents for informational purposes only. The information is not intended as investment, financial, legal or other professional advice. Morningstar makes no warranties or representations about the accuracy or completeness of the information on this Site.
Linked Sites
This Site may contain links to third-party websites. Morningstar is not responsible for the content or practices of linked sites. Use caution when clicking third-party links.
Your Use of the Site
You may not use this Site in any way that violates applicable law or infringes others’ rights. Do not post or transmit any unlawful, infringing or offensive material. Morningstar may remove any content in its sole discretion.
Cookies
We employ the use of cookies. By accessing Morningstar, you agree to use cookies in agreement with Morningstar’s Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Our Website uses cookies to enable the functionality of certain areas to make it easier for people visiting our Website. Some of our affiliate/advertising partners may also use cookies.
Social Media House Rules
We aim to keep our social media channels a pleasant experience and ensure our communities are positive, constructive, and supportive. To this end we reserve the right to remove any posts in breach of our house rules and to block any individual who violates them repeatedly.
Intellectual Property
The content on this Site is the property of Morningstar and is protected by copyright, trademark and other intellectual property laws. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use this content without Morningstar’s prior written consent.
Disclaimers
This Site and its contents are provided “as is” without warranty of any kind. Morningstar disclaims all warranties, express or implied, including as to accuracy, non-infringement, merchantability and fitness for a particular purpose. Morningstar is not liable for any loss or damage related to your use of this Site.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to remove all links to our Website upon request immediately. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Nullity of a provision
If any term in these Terms is, for any reason whatsoever, held invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision of these Terms.
Waiver of rights
The failure by Morningstar to exercise, or delay in exercising, a legal right or remedy provided by these Terms or by law shall not constitute a waiver of Morningstar’s right or remedy. If Morningstar waives a breach of these Terms, this shall not operate as a waiver of a subsequent breach of the Terms.
Applicable Law
These Terms are governed by Israeli law. The courts of Tel Aviv, Israel have exclusive jurisdiction over any disputes arising out of or related to these Terms or this Site.
Contact Information
Please direct any inquiries about these Terms or this Site to info@morningstar.com.
Morningstar respects your privacy. This Privacy Policy explains how we collect, use, and disclose information from you. Please read it carefully.
Information We Collect
We collect information you provide to us, such as through inquiries, product purchases, event registrations, surveys, or website forms. We also collect analytical information about your use of our website.
How We Use Information
We use your information to respond to inquiries, provide products and services, send marketing communications, improve our website, and for other business purposes.
Sharing Information
We will not share your information with third parties except to operate our business, as legally required, in the event of a business change like a merger, or with your consent.
Cookies and Tracking
We use cookies and similar technologies to collect analytical information, serve relevant ads, and provide features. You can control cookie settings through your browser or our cookie management tool.
Data Security
We implement appropriate technical and organizational measures to protect your information. However, no system is completely secure.
Data Retention
We retain your information as needed to operate our business, comply with laws, and enforce agreements.
EU User Rights
If you are in the EU, you have certain rights to access, correct, delete, object to, restrict or port your personal data. Contact us to make a request.
Changes to Privacy Policy
We may update this Privacy Policy from time to time. Please check it periodically.
Contact Us
Get in Termsch with questions or concerns at info@morningstar.com.
Changes To This Privacy Policy
If we change this Policy, we will provide you notice of such change through the App. From time to time, we may change this Policy, in which case we will inform you of the updated Policy through the Website. The latest version of the Policy will always be accessible on the Website.
Contact Us
Should you have any inquiries, complaints or suggestions, you may contact us at [info@ Morningstar.com] We will do our best to resolve your issue in a timely manner.
Last Update: January 18, 2024